HMEQ_Data
OpenML dataset with id 43320
Author name not available (Why is that?)
Full work available at URL: https://api.openml.org/data/v1/download/22102145/HMEQ_Data.arff
Upload date: 23 March 2022
Dataset Characteristics
Number of features: 13 (numeric: 11, symbolic: 0 and in total binary: 0 )
Number of instances: 5,960
Number of instances with missing values: 2,596
Number of missing values: 5,271
ContextTheconsumercreditdepartmentofabankwantstoautomatethedecisionmakingprocessforapprovalofhomeequitylinesofcreditTodothistheywillfollowtherecommendationsoftheEqualCreditOpportunityActtocreateanempiricallyderivedandstatisticallysoundcreditscoringmodelThemodelwillbebasedondatacollectedfromrecentapplicantsgrantedcreditthroughthecurrentprocessofloanunderwritingThemodelwillbebuiltfrompredictivemodelingtoolsbutthecreatedmodelmustbesufficientlyinterpretabletoprovideareasonforanyadverseactionsrejectionsContentTheHomeEquitydatasetHMEQcontainsbaselineandloanperformanceinformationfor5960recenthomeequityloansThetargetBADisabinaryvariableindicatingwhetheranapplicanteventuallydefaultedorwasseriouslydelinquentThisadverseoutcomeoccurredin1189cases20Foreachapplicant12inputvariableswererecordedAcknowledgementsInspirationWhatifyoucanpredictclientswhodefaultontheirloans
This page was built for dataset: HMEQ_Data